Tag Archives: Premier Lien Research

Premier Lien Research Rolls Out New Services!

This month, Premier Lien Research, LLC began offering new services in addition to the services that serve as its foundation- Municipal Lien Searches and Estoppel Information Research. Now, PLR proudly adds Judgment Lien Search & Construction Lien Services as well as Mobile Notary Services to its lineup of demanded services.

About Judgment Liens
A Florida judgment (or Florida domesticated judgment) can operate as a lien on non-exempt FL real estate owned by a judgment debtor. According to Fla. Stat. § 55.10, a judgment becomes a lien on real property in any county when a certified copy of it is recorded in the official records or judgment lien record of that county and operates as a lien for an initial period of 10 years from the date of the recording; and the judgment creditor may extend the 10 year period by complying with Fla. Stat. § 55.10(2).

Florida Judgment Search includes*:

  • Search of up to two (2) search terms/names,
  • Search of one (1) Florida county Official Records for judgment liens and satisfactions of lien,
  • Search of one (1) Florida county Official Records for construction liens/claims of lien** and satisfactions of lien,
  • Search of one (1) Florida county Clerk of Court Civil Records (hard costs may apply depending on the county searched),
  • Search of Florida Dept. of Corporations Judgment Lien List

**Construction Lien Services

In the event that a recorded construction claim of lien is found with no corresponding satisfaction of lien, we encourage our clients to seek legal counsel to assess the validity of said claim of lien pursuant to Fla. Stat. 713. If a valid claim of lien exists, we are happy to work towards concluding the matter. Our construction lien services include:

  • Contacting the purported lienor with a Demand For Sworn Statement of Account;
  • If payoff is made by debtor, obtaining a release of lien and properly recording it;
  • If the claim of lien is contested, we will file and serve a Notice of Contest of Lien, which then forces the purported lienor to file his lawsuit within 60 days, instead of the statutory 1 year period;
  • If requested, refer you to legal counsel specializing in lien litigation to handle your specific matter.

For more information about PLR’s Judgment Lien Search & Construction Lien Services, click here.

For more information about PLR’s Mobile Notary Services, click here.

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Filed under Lien Laws

Old Republic National Title Insurance Company Continuing Educational Seminar Was a Success!

We had a great time at last week’s Old Republic seminar in Maitland, Florida! Not only did we meet a lot of awesome and interesting title professionals from that region, but we’re happy to report that many of them have decided to utilize Premier Lien Research’s services. Title agents and paralegals alike were anxious to pass the savings to their clients and minimize their clients’ and underwriters risk. One lucky attendee even won a mini-tablet courtesy of Premier Lien Research!

We can’t wait for the next regional seminar/conference to meet even more people and spread the word about PLR’s valuable services. More pictures from the seminar can be seen on Premier Lien Research’s Facebook page found HERE.

 

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Filed under Florida Real estate, Uncategorized

“Bought a house through foreclosure sale in Florida county. No lien filed by HOA so not aware of HOA dues owed. Are we liable?”

I came across this question posed on Avvo.com a few months ago:

We bought a house through the foreclosure sale in Florida. No lien filed by HOA so we were not aware of HOA dues owed. They are also charging 18% interest rate on over $4K in assessments owed and late fees per month. The lawyer is charging close to $3K with no lien filed and only one answer to a motion. I received title to the property but do I really owe over $8K?

This person bought a house in a community through a foreclosure sale (which was probably an online auction). The prior owners were in arrears of HOA assessments and late fees to the tune of $4,000. Additionally, the HOA’s attorney racked up another $3,000 in fees.

The new owner, who was not the mortgagee, is liable for payment of the full amount, including the HOA’s attorney’s fees, pursuant to Florida Statutes Chapter 720.3085 (2)(b) and (3)(b):

A parcel owner is jointly and severally liable with the previous parcel owner for all unpaid assessments that came due up to the time of transfer of title. This liability is without prejudice to any right the present parcel owner may have to recover any amounts paid by the present owner from the previous owner. F.S. 720.3085 (2)(b).

 

Purchasers can avoid these unrecorded HOA and Condo surprises by ordering Association letters, which include all outstanding assessments, late fees and attorneys’ fees, for a particular property. Purchasers can also avoid surprises from some other unrecorded liabilities, like fines for code enforcement violations, unpaid waste, water, sewer bills, etc. by ordering a lien search. Premier Lien Research, LLC specializes in lien searches and obtaining Association letters in the state of Florida.

No matter who you are, if you are purchasing a home in Florida or helping somebody purchase a home, you need to do your homework to avoid all “surprises.” Knowledge is power; knowledge is peace of mind.

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